Category: Uncategorized

What is FHA Loan Financing?

By

If you’re buying a home without enough cash on hand to pay in full (and that’s most of us), bank financing is probably your go-to for lending. Again, you’re not alone. Conventional wisdom says you need to put down 20% of the home’s price as a down payment. But that’s only with a traditional loan … Continued

Cleaning Up Your Credit After Foreclosure

By

Foreclosure hurts your credit, there’s no way around it. You can expect your score to drop by 100 points or more. The higher your credit score at the time it happens, the more it can drop — up to 160 points. Ouch. A foreclosure will stay on your record for seven years from the date … Continued

What is a 2nd Mortgage Foreclosure?

By

If you’ve ever tapped into your home equity or needed some extra funds for a home remodel, you may have taken out a second mortgage. These loans specifically leverage the value of your home and are typically considered subordinate to your primary mortgage. But what happens when you can pay your primary mortgage and start … Continued

Forbearance and Foreclosure: Can I Save My Home?

By

1 in 200 homes end up in foreclosure, which adds up to thousands of homeowners who lose their home because they fell behind on payments. Are you one of them? If you’re asking yourself “How can I save my home?,” forbearance may be the answer. Saving your home from being foreclosed upon isn’t impossible, but … Continued

How to Prevent Ice on Windows in Your Home (And Why You Should)

By

When nighttime temperatures start to drop in Northern California, you’ll notice dew and even frost on your car’s windshield in the morning. But what about your home’s windows? We don’t get snow storms in Sacramento, but that doesn’t mean your picture windows are safe. You may not worry about frost and ice on your panes … Continued

3 Ways to Pull Cash Out of Your House

By

If you find yourself short on cash to pay off credit cards, put your child through college, or fun a necessary home improvement — the solution may be right under your nose (or your feet, in this case). Tapping into home equity can be a lifesaver. But how exactly do you pull cash out of … Continued

Are you Furloughed? How to Manage Your Mortgage

By

Are you one of the thousands of government employees who loses sleep when a shutdown is on the table? For you, a shutdown isn’t just about trash piling up in national parks. It affects your entire life. You can quickly fall behind on everything from your utility bills to your prescriptions if your savings are … Continued

Benefits of Selling Your Sacramento Home in the Slow Season

By

Spring has traditionally been the most popular season to list your home — because summer is the most popular season for moving in the United States. But it’s also easy to get lost in the shuffle if you sell your home as temperatures rise. Faced with more competition, you may not fetch top dollar for … Continued
Call or Text to Get an Offer Today!
(916) 907-6116